Payment Methods

At Wearnorules, we provide secure and transparent payment options so customers can clearly understand how payments are accepted, processed, authorized, and refunded when purchasing from wearnorules.com.

This Payment Methods Policy applies to purchases made through our website.

Summary

Store	Wearnorules
Website	wearnorules.com
Currency	U.S. Dollars (USD)
Accepted Payment Methods	Credit Card, PayPal
Product Taxes	Included in the displayed product price
Standard Shipping Fee	$6.99 per order
Additional Hidden Charges	None
Payment Timing	Payment is authorized or charged during checkout
Refund Method	Original payment method
Customer Support	support@wearnorules.com
Support Hours	Monday–Saturday, 8:00 AM–7:00 PM Eastern Time (ET)

1. Accepted Payment Methods

Wearnorules supports multiple payment options through our secure checkout. Available payment methods are displayed during checkout and may vary based on device, browser, location, or payment-provider eligibility.

• Credit Card
• PayPal

Payment availability depends on the checkout configuration and the customer's eligibility. Customers should use only the payment options displayed during checkout.

2. Payment Currency

All prices and payments on wearnorules.com are processed in United States Dollars (USD).

If your bank, card issuer, or payment provider uses another currency, that provider may apply its own currency conversion rate or related fees. Any such third-party conversion fee is determined by the payment provider and is not charged by Wearnorules.

3. Pricing Transparency

The product price shown on wearnorules.com is the price customers review before checkout.

Applicable tax is included in the displayed product price as configured for the purchase.

Shipping is charged separately. Our standard shipping fee is $6.99 per order.

The shipping charge is calculated and displayed during checkout before payment is submitted. We do not intentionally add undisclosed mandatory charges after checkout has been completed.

4. Order Total

Before completing your purchase, you will be able to review the applicable order charges, which may include product price, quantity, discounts when applicable, included tax, shipping fee, and final order total. You should review the total carefully before submitting payment.

5. Payment Authorization

When an order is submitted, your selected payment provider may authorize or charge the transaction. Authorization confirms whether sufficient funds or credit are available for the transaction.

A payment authorization may be declined for reasons including insufficient funds, incorrect card information, incorrect billing information, expired card, card issuer restrictions, payment provider restrictions, security verification failure, or suspected unauthorized activity. Wearnorules does not control the approval criteria used by banks or payment providers.

6. Payment Information Required

Depending on the payment method, customers may be required to provide information such as cardholder name, card number, expiration date, security code, billing address, billing ZIP code, email address, or digital wallet credentials. Customers are responsible for providing accurate payment and billing information.

7. Payment Security

Payments may be processed through authorized third-party payment processors. Payment information submitted through checkout is handled using the security technologies and procedures provided by the applicable payment platform and processor.

For security reasons, customers should only enter payment credentials through the designated checkout process. Do not send complete card numbers, card security codes, passwords, or other sensitive payment credentials to us by ordinary email.

8. Card Verification

Banks and payment processors may use additional verification methods before approving a transaction, such as address verification, card security code verification, fraud screening, authentication requests, one-time verification codes, or other security checks designed to help prevent unauthorized transactions.

9. Declined Payments

If your payment is declined, your order may not be completed. If this occurs, you may confirm that your card information is correct, confirm your billing address, contact your bank or payment provider, or try another available payment method. Wearnorules cannot override a payment decision made by your bank or payment provider.

10. Pending Payment Authorizations

In some cases, a bank or payment provider may show a pending authorization even if an order is not successfully completed. A pending authorization is not necessarily a completed charge. Release times for pending authorizations are determined by the applicable bank or payment provider.

11. Duplicate Charges

If you believe you were charged more than once for the same order, contact us at support@wearnorules.com with your full name, order number, date of transaction, amount charged, and description of the issue. Do not send complete card numbers or security codes by email. We will review the available transaction information and assist where appropriate.

12. PayPal Payments

Customers who select PayPal may be redirected or connected to PayPal's payment environment to complete the transaction. PayPal may require customers to sign in to a PayPal account, select an eligible funding source, confirm billing details, and complete applicable security verification. PayPal transactions are also subject to PayPal's own terms, eligibility requirements, and privacy practices.

13. Credit and Debit Card Payments

Card payments may be subject to authorization by the issuing bank. The card issuer may decline or delay a payment based on its own security rules, spending limits, account status, fraud-prevention systems, or geographic restrictions.

14. Billing Address

Customers should enter the billing address associated with their payment method. A mismatch between the billing information entered during checkout and information held by the card issuer may result in payment decline, security review, verification request, or order delay.

15. Payment Fraud Prevention

To help protect customers and our store, transactions may be reviewed for signs of unauthorized or fraudulent activity. We may delay, request verification for, or cancel an order where reasonably necessary because of suspicious payment activity.

16. Order Confirmation

After a successful order submission, customers may receive an order confirmation detailing the order number, products purchased, shipping information, order amount, payment status, and other transaction details.

17. Payment and Order Processing

Orders are normally prepared within 1–2 business days, Monday through Friday, with a daily order cut-off time of 5:00 PM Eastern Time (ET). Payment approval does not change the published order processing and shipping timelines.

18. Shipping Charges

All qualifying U.S. orders have a standard shipping fee of $6.99 per order, clearly displayed during checkout before payment is completed. We do not offer international shipping.

19. Taxes

Applicable tax is included in the displayed product price as configured for the purchase. Customers are able to review the order total before confirming payment.

20. Discounts and Promotional Codes

Valid promotional codes may be applied during checkout when available, subject to conditions including expiration dates, eligible products, minimum purchase requirements, usage limits, and promotional exclusions.

21. Refunds

Approved refunds are issued to the original payment method used to make the purchase, resulting from an approved return, approved order cancellation, out-of-stock cancellation, confirmed incorrect item, qualifying damaged or defective item, or another approved resolution.

22. Refund Processing Time

For eligible returns, Wearnorules processes the refund within 7 business days after the returned item has been received, inspected, and approved. For successfully canceled paid orders, the applicable refund is normally processed within 7 business days after cancellation approval.

23. Original Shipping Fee and Refunds

The original standard outbound shipping fee is $6.99. This outbound shipping charge is generally separate from the free return shipping service and is generally non-refundable unless required by applicable law or the return results from an error attributable to Wearnorules.

24. Free Return Shipping

For approved returns, Wearnorules provides a prepaid return label at no cost ($0 return shipping fee, $0 restocking fee, $0 storage fee).

25. Chargebacks and Payment Disputes

If you believe there is a problem with an order or payment, we encourage you to contact us first at support@wearnorules.com. Nothing in this policy limits any lawful right you may have to dispute an unauthorized or incorrect transaction through your payment provider.

26. Unauthorized Transactions

If you believe your payment method was used without authorization, contact your bank or payment provider promptly, and contact Wearnorules with the relevant order information so we can review the transaction.

27. Payment Method Availability

Payment method availability may vary at checkout because of device type, browser compatibility, customer location, payment provider restrictions, payment account eligibility, and technical availability.

28. No Cash on Delivery

Wearnorules does not accept cash on delivery, checks, money orders, direct cash payments, or bank transfers arranged outside checkout. Customers should complete payment only through the official checkout process on wearnorules.com.

29. No Payment by Email

Wearnorules does not ask customers to provide complete credit card information or payment passwords through ordinary email.

30. Privacy and Payment Information

Information related to payment transactions may be processed in accordance with our Privacy Policy and the privacy practices of the applicable payment provider.

31. Changes to Payment Methods

Available payment methods may change if payment providers, technical systems, or business requirements change. Current payment options will be displayed during checkout.

32. Consumer Rights

Nothing in this Payment Methods Policy is intended to limit rights customers may have under applicable consumer protection or payment laws.

33. Related Policies

This Payment Methods Policy should be read together with our Terms of Service, Shipping Policy, Return & Refund Policy, Order Cancellation & Change Policy, Privacy Policy, and Cookie Policy.

34. Contact Us

For payment questions, billing concerns, duplicate charge concerns, refund questions, or order assistance, contact:

• Store: Wearnorules
• Website: wearnorules.com
• Email: support@wearnorules.com
• Address: 560 Norton Pkwy, New Haven, CT 06511-1634, United States
• Support Hours: Monday–Saturday, 8:00 AM–7:00 PM Eastern Time (ET)

Eastern Time observes EST (UTC−5) during standard time and EDT (UTC−4) during daylight saving time.